Free Kasasa Cash Checking

• Free checking that pays high interest
• 4.50% APY* on balances up to $20,000
• 0.20% APY* on the portion of the balance over $20,000.00 resulting in a range of 0.92%-4.50% APY depending on the balance
• 0.05% APY* if qualifications aren't met
• Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
• Link to free Kasasa Saver^® to build savings automatically
• No minimum balance to earn rewards
• No monthly maintenance fee
• Free Mastercard debit card
• Free digital banking, including:
  • Free online banking
  • Free mobile banking
  • Free e-Statements
• $50 minimum deposit to open

Easy Qualifications to Earn Rewards

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash^® account during each Monthly Qualification Cycle:

• At least 1 ACH credit or ACH payment transaction
• At least 12 debit card purchases
• Be enrolled in and agree to receive e-Statements

And if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.